How Much Do Cashi Affiliates Earn? Worked Examples
mariangelcashi
November 3, 2026 · 4 min read
How much do Cashi affiliates earn? The Cashi affiliate program pays you when the friends you invite use their Cashi card. You get $25 for every friend who spends $500 within 30 days of activating their card. You also get 0.3% to 0.5% of their card spending for 12 months, and up to $2,300 in bonuses as their spending grows.
Below, each part is explained, followed by two worked examples.
Five ways you earn
| What you earn | How much | When |
|---|---|---|
| Referral reward | $5 per friend | When a friend first spends $50 with their card |
| New spender reward | $25 per friend | When a friend spends $500 within 30 days of activating their card |
| Commission | 0.3% to 0.5% of each friend’s card spending | Every month, for 12 months after the friend activates their card |
| Spending bonuses | $50 to $1,000 each, $2,300 in all | Once each, as your friends’ total spending passes a milestone |
| Team bonus | 10% of the commission earned by affiliates you recruit | Every month, for 12 months |
The $5 referral reward is the one every Cashi customer gets. As an affiliate, you keep it and earn everything else on top.
Your rate grows with your friends’ spending
Your commission rate is set by what all your friends spend with their cards in one month.
- Starter, 0.3%: from the day you’re approved
- Growth, 0.4%: after a month in which your friends spend $100,000
- Elite, 0.5%: after a month in which your friends spend $500,000
Levels never drop. Once you reach one, it’s yours.
Spending bonuses
| Your friends’ total spending passes | You get |
|---|---|
| $10,000 | $50 |
| $25,000 | $100 |
| $50,000 | $150 |
| $100,000 | $250 |
| $500,000 | $750 |
| $1,000,000 | $1,000 |
Each bonus is paid once. All six add up to $2,300.
Two worked examples
Both examples assume that every friend joins in the same month and spends the same amount each month for a year. Both stay at the Starter rate, because the friends’ monthly spending stays below $100,000.
| Example A: a few friends | Example B: an active group chat | |
|---|---|---|
| Friends who join | 10 | 50 |
| Each friend’s card spending | $300 a month | $500 a month, including $500 in their first 30 days |
| Friends’ total spending in a year | $36,000 | $300,000 |
| $5 referral rewards | $50 | $250 |
| $25 new spender rewards | $0 | $1,250 |
| Commission at 0.3% | $108 | $900 |
| Spending bonuses | $150 ($10,000 and $25,000) | $550 ($10,000 to $100,000) |
| Total for the year | $308 | $2,950 |
What counts as card spending
Card purchases count, minus refunds, from friends who sign up with your link before they get their card. These don’t count:
- Money transfers
- Cash withdrawals
- Fees
- Top-ups of other cards or wallets
You can’t earn from your own accounts.
How and when you get paid
Cashi pays on the 5th of every month for everything you earned the month before. A $25 you earn in January, for example, is paid on 5 February.
Your earnings arrive on the Rewards tab in the app. Tap and hold to claim them, and they’re ready to spend with your Cashi card. Claimed earnings are for card spending, and they can’t be sent to anyone or withdrawn.
What your friends get
- $5 when they first spend $50 with their card
- A card that pays for itself. Activation costs $5, and they get the $5 straight back to spend.
- No conversion fee when they pay in US dollars. Other currencies cost 1%.
- 3-2-1 cashback: 3% on selected subscriptions, 2% on online shopping and 1% on travel
New to inviting? Read how a Cashi referral code works.
Who can apply, and how
Anyone with a verified Cashi account and an active card can apply. There’s no follower minimum.
- Tap Invite friends on your Rewards tab.
- Tap the affiliate banner and fill in the application form.
- Cashi reviews every application and replies by email. Once you’re approved, the Affiliate badge appears in your app and you can start sharing your code.
Your friends need to live where Cashi is available. See Who can use Cashi?
The rules
Share honestly, and only promise what Cashi offers. You can’t earn from your own accounts. The full affiliate terms apply.
Questions
Do I need a big following? No. There’s no follower minimum.
Do I still get the $5 referral reward? Yes. Affiliates get the $5 per friend plus everything above.
Can my level drop? No. Once you reach a level, you keep it.
How long do I earn from each friend? You earn commission on a friend’s card spending for 12 months after they activate their card.
Can I see how much each friend spends? No. You see whether each friend has verified their identity and spent $50, but never how much they spend.
Ready to apply? See the full offer on the Cashi affiliate program page, then apply in the app.
