Finance

Cashi Referral Code: How You and a Friend Both Get $5

Rafael Andrade Baeta

November 2, 2026 · 3 min read

Cashi Referral Code: How You and a Friend Both Get $5

Looking for a Cashi referral code? There’s no promo code to hunt for. On Cashi, your referral code is a friend’s username. Join with it, spend your first $50 with your Cashi card, and you both get $5.

Here’s how it works, from sign-up to your first reward.

What you and your friend get

  • You get $5 when you first spend $50 with your Cashi card.
  • Your friend gets $5 at the same moment, for inviting you.
  • There’s no limit. Your friend can invite as many people as they like, and so can you once you join.

Where to find a Cashi referral code

Your friend’s code is their Cashi username, such as @yourname. They can send it to you in two ways:

  • An invite link. When you tap it, Cashi adds your friend as your referrer during sign-up.
  • Their username. Type it in when you sign up, or later under Profile → Referral.

Add the code before you get your card. Once your card is approved, a code can no longer be added, and a referrer can’t be changed.

How to use a referral code, step by step

  1. Download Cashi and sign up with your friend’s link or username.
  2. Verify your identity with a valid government-issued ID.
  3. Activate your card.
  4. Spend $50 with your card.
  5. Open the Rewards tab, then tap and hold to claim your $5.

Your friend gets a notification when their $5 is ready, too.

What counts toward the $50

Card purchases count: an online order, a subscription, a meal or a flight. A purchase counts once it settles, which usually takes a few days.

These don’t count:

  • Sending money to another person or account
  • Cash withdrawals
  • Cashi fees, including card activation
  • Top-ups of other cards or wallets
  • Declined payments and refunds

If a purchase is refunded after the reward is paid, the reward can be taken back.

Why your friend recommends Cashi

Cashi gives you a virtual US dollar Visa card for paying online, and in shops with Google Pay.

  • No conversion fee in US dollars. Paying in any other currency costs 1%.
  • 3-2-1 cashback. Get 3% back on selected subscriptions, 2% on online shopping and 1% on travel.
  • Top up your way. Add digital dollars, either USDT (Tether) or USDC (USD Coin), or add your local currency from your bank where cash deposits are available to you.
  • Google Pay. Add the card to Google Pay and pay with your phone.

See every fee in Cashi card fees & limits.

Share your own code

Already on Cashi? Your code is your username. Tap Invite friends on your Rewards tab, then copy your link or share it. You get $5 for every friend who spends their first $50, and they get $5 too.

Run a group chat or post for an audience? As a Cashi affiliate you get $25 for every friend who spends $500 within 30 days of activating their card, plus a share of their card spending. See how much Cashi affiliates earn.

Questions

Is there a Cashi promo code that doesn’t need a friend? No. The $5 referral reward comes through a friend’s invite.

Can I add a referral code after I sign up? Yes. Go to Profile → Referral and enter your friend’s username. You can do this until your card is approved.

Can I change who referred me? No. Once your referrer is confirmed, it stays.

Is there a deadline to spend the $50? No. Your $5 unlocks whenever you reach $50.

Who can join Cashi? Anyone 18 or older who passes identity verification and lives where Cashi is available. The app tells you during sign-up. See Who can use Cashi?

Got a friend’s code? Download Cashi, add it when you sign up, and your first $50 earns you both $5.

Full rules: How the Cashi referral program works.

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