How to Use USDT in Bolivia, Paraguay and Ecuador: Save Dollars and Pay by Card
Rafael Andrade Baeta
November 9, 2026 · 3 min read
In many Latin American countries, the most practical way to hold dollars is in USDT. You keep it on your phone, send it in minutes and it is worth the same as one dollar. This guide explains how to use it in Bolivia, Paraguay, Ecuador and other countries in the region, and how to pay with it in any store that accepts Visa.
What USDT Is and Why So Many People Use It
USDT is a digital dollar: each USDT is designed to be worth 1 US dollar. Many people use it for three things:
- Saving in dollars without needing a US dollar bank account.
- Receiving and sending money between countries in minutes.
- Paying for online purchases and services that charge in dollars.
USDT is not a bank deposit. Its value is designed to follow the dollar, and whoever holds it is responsible for using the right network when sending it.
How to Use USDT With Cashi, Country by Country
| Country | How your money reaches Cashi | How you use it |
|---|---|---|
| Bolivia | Deposit USDT or USDC from an exchange or a wallet | Pay with your Visa card online or with Google Pay |
| Paraguay | Deposit USDT or USDC from an exchange or a wallet | Pay with your Visa card online or with Google Pay |
| Ecuador | Deposit USDT or USDC from an exchange or a wallet | Because prices in Ecuador are in US dollars, your purchases have no Cashi conversion fee |
| Uruguay, Guatemala, Honduras and the Dominican Republic | Deposit USDT or USDC from an exchange or a wallet | Pay with your Visa card online or with Google Pay |
| Argentina, Chile and Peru | USDT, or your local currency by bank transfer | Same as above |
| Colombia, Mexico and Brazil | USDT, or your local currency by PSE, SPEI or Pix | Same as above |
Local-currency deposits depend on the document you verified your account with. If the option is available to you, you will see it under Deposit money.
How to Deposit USDT Into Cashi
- Open the Cashi app and tap Deposit.
- Choose USDT.
- Choose the network. Cashi accepts USDT on Ethereum, Arbitrum, BNB Chain, Solana and Tron.
- Copy your deposit address, or scan the QR code, and paste it into your exchange or wallet.
- Send the USDT on the same network you chose in the app. If you use a different network, you can lose the money.
There is no minimum deposit, and Cashi does not charge to receive USDT. The network charges its own fee.
How to Pay With Your USDT
Your USDT balance is spent with your virtual Visa card. Pay online, pay for your subscriptions or add the card to Google Pay to pay contactless in stores.
- Purchases in US dollars: no Cashi fee.
- Purchases in another currency: Cashi converts the payment and charges a 1% conversion fee.
- Cashback: up to 3% on eligible subscriptions, 2% on eligible online shopping and 1% on eligible travel, with monthly limits.
What to Keep in Mind
- Check the network before you send. It is the most common mistake and can cost you the money.
- Be wary of offers that promise returns. USDT is designed to be worth one dollar, not to go up in price.
- Learn the rules in your country for holding and using digital dollars.
FAQ
Can I use Cashi if I live in Bolivia or Paraguay?
In general, yes: if you live in Bolivia or Paraguay, you should be able to open an account and get your card. The app confirms it when you sign up.
Can I withdraw bolivianos or guaraníes to my bank?
Not today. You can send your USDT to an exchange or a wallet, or send it free and instantly to another Cashi user.
Which networks does Cashi accept for USDT?
Ethereum, Arbitrum, BNB Chain, Solana and Tron.
How much does it cost to pay with my USDT?
Nothing on purchases in US dollars. If the merchant charges in another currency, the conversion fee is 1%.
Can I receive US dollars from the US?
Yes, with the Cashi USD Account, if it is available where you live. Read USD Account Is Here.
Have USDT? Download Cashi and use it wherever Visa is accepted.
